Q4 2025 Plan Sponsor Newsletter

Contact

Office: (419) 358-8060

Toll-Free: (800) 448-0025

102 South Main Street

Bluffton, OH 45817

FINRA Series 7, 24, 63, & 65

cwmg@lpl.com

LPL Financial Form CRS

Check the background of your financial professional on FINRA's BrokerCheck.

The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.

We take protecting your data and privacy very seriously. As of January 1, 2020 the California Consumer Privacy Act (CCPA) suggests the following link as an extra measure to safeguard your data: Do not sell my personal information.

The Citizens National Bank and Citizens Wealth Management Group provide referrals to financial professionals of LPL Financial LLC (“LPL”) pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for brokerage or advisory services.

Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html for more detailed information.

Securities and advisory services are offered through LPL Financial (LPL) a registered investment advisor and broker/dealer (member FINRA/SIPC). Insurance products offered through LPL Financial or its licensed affiliates. Citizens National Bank and Citizens Wealth Management Group are not registered as a broker/dealer or investment advisor. Registered representatives of LPL offer products and services using the name Citizens Wealth Management Group, and may also be employees of Citizens National Bank. These products and services are being offered through LPL or it affiliates, which are separate entities form and not affiliates of Citizens National Bank or Citizens Wealth Management Group. Securities and Insurance offered through LPL or its affiliates are:

Not FDIC Insured	Not Bank Guaranteed	May Lose Value
Not a Bank Deposit	Not Insured by any Federal Government Agency

The LPL Financial registered representatives associated with this site may only discuss and/or transact securities business with residents to the following states: AL, AZ, CA, CO, DE, FL, HI, IL, IN, KY, MD, MI, MO, NC, NJ, NM, NV, NY, OH, PA, SC, SD, TX, VA, WA, WI, and WV